1
Map Out What You Need
Answer a few plain questions about the amount, the purpose, and your situation. It takes about three minutes.
United Loan Solutions. Funding Marketplace
A clear view of your options, bright and early.
One secure request in the morning shows you funding options matched to your situation. Free to explore, and you decide what happens next.
- Secure, encrypted request
- No cost, no pressure
- Done in about three minutes
- Options in all 50 states
Illustration only. Approval is not guaranteed, and rates, terms, and availability may vary.
The process
From first light to funded.
Four short stops. The sun above tracks where you are, and you can pause at any of them.
2
See Matches Appear
Your request is reviewed across a network of providers, and matched options come back to you.
3
Weigh The Real Terms
Compare rates, terms, and totals side by side. Rates, terms, and availability may vary by provider.
4
Move Only When Ready
Continue with an option that fits, or walk away. There is no obligation to continue at any point.
Slide through the steps, or use the arrows.
Trust and security
Your request, safe from the start.
One protected request, reviewed across a network of providers. You stay in control the whole way.
Encrypted end to end
Shared only to match your request
The real terms, shown up front
No obligation at any step
One request at sunrise. A full view of your options. No obligation to continue.
United Loan Solutions is an independent matching service, not a lender. Approval is not guaranteed. Rates, terms, and availability may vary and are subject to lender or provider review and eligibility.
Before you start
The short list most reviewers check.
Six notes pinned to the board. Having them ready keeps the morning smooth.
18 or older
U.S. resident
Verifiable income source
Active checking account
Valid government ID
Working phone or email
Meeting these does not guarantee approval. Each provider reviews eligibility on its own terms.
Payment preview
Preview the payment before you leap.
Move the sliders and watch the numbers roll. The sun climbs as the payment gets lighter.
$2,000$60,000
12 mo72 mo
Illustrative monthly range
$372 to $481
Based on illustrative APRs from 8.49% to 26.99%.
This estimator is informational only and is not an offer, a quote, or a prediction of your matches. Approval is not guaranteed. Rates, terms, and availability may vary and are subject to lender or provider review and eligibility.
From Daybreak, our journal
Fresh reads for early birds.
July 13, 2026
Building Credit Slowly: Habits That Outlast Any Single Loan
Credit is built in months, not mornings. The small routines that quietly move a score, and the shortcuts that quietly do not.
Read the story
July 13, 2026
Gig Income and Loan Requests: Proving Pay Without a Pay Stub
Freelancers and drivers get matched every day. What counts as verifiable income when nobody hands you a W-2.
Read the story
July 13, 2026
When Every Offer Is a No: A Calm Plan for Your Next Move
A round of declines is information, not a verdict. What to check, what to fix, and when to try again.
Read the storyCommon questions
Honest answers, bright and early.
The things people usually ask before they start.
No. Approval is not guaranteed. Providers review each request against their own eligibility criteria, and rates, terms, and availability may vary.
No. United Loan Solutions is an independent matching service, not a lender. We help you explore funding options from a network of providers, and any offer comes from the provider, not from us.
Yes. Rates, terms, and availability may vary based on the provider, your situation, and eligibility. Every option you review shows its own terms before you decide anything.
Nothing. Submitting a secure request is free, and there is no obligation to continue with any option you are shown.
Most people finish the request in about three minutes. Matched options typically follow shortly after, though timing can vary.
No. Providers in the network work with a wide range of credit profiles. A stronger profile usually means more options, but approval is not guaranteed for anyone.
Find us
Our home base.
600 Av. McGill College, Montréal, QC H3B 4J8, Canada